Finance Your Next Home Project
Flexible Monthly Payments for HVAC, Plumbing, Electrical & Home Improvements
Don't put off the repairs or upgrades your home needs.
Through our partnership with Hearth, UrbanBuild now offers fast, secure financing options that let you spread project costs into affordable monthly payments. Whether you're replacing an HVAC system, upgrading your electrical panel, remodeling your home, or tackling an unexpected repair, financing can help you move forward without the upfront financial burden. Hearth connects homeowners with competitive financing options through a network of trusted lending partners.
Apply today and explore financing options in just minutes.
Why Finance Your Project?
✔ Keep your savings intact for emergencies
✔ Affordable monthly payment options
✔ Complete your project now instead of waiting
✔ Fast, simple online application
✔ Financing available for many home improvement projects
✔ No obligation to explore your options
Financing is provided through Hearth's network of lending partners. Hearth is a financial technology company and does not make loans or credit decisions. All financing is subject to credit approval. Loan amounts, rates, terms, and monthly payments vary based on creditworthiness and lender approval. See Hearth for complete lending disclosures.
What Can Be Financed?
Financing is available for many of our residential services, including:
HVAC replacement & installation
Air conditioning repairs
Heating systems
Electrical upgrades
Panel replacements
EV charger installation
Plumbing repairs
Water heaters
Whole-home repipes
Kitchen & bathroom remodels
General construction projects
Home renovations
Decks & outdoor living spaces
Doors & windows
Roofing and more
How it works
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Complete a short financing application through our secure financing partner.
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Qualified applicants may receive financing offers from multiple lenders, allowing them to compare available options. Hearth acts as a financing marketplace and does not make loans directly.
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Once financing is approved, we'll schedule your project and get to work.