Finance Your Next Home Project

Flexible Monthly Payments for HVAC, Plumbing, Electrical & Home Improvements

Apply for Financing

Don't put off the repairs or upgrades your home needs.

Through our partnership with Hearth, UrbanBuild now offers fast, secure financing options that let you spread project costs into affordable monthly payments. Whether you're replacing an HVAC system, upgrading your electrical panel, remodeling your home, or tackling an unexpected repair, financing can help you move forward without the upfront financial burden. Hearth connects homeowners with competitive financing options through a network of trusted lending partners.

Apply today and explore financing options in just minutes.

Why Finance Your Project?

✔ Keep your savings intact for emergencies

✔ Affordable monthly payment options

✔ Complete your project now instead of waiting

✔ Fast, simple online application

✔ Financing available for many home improvement projects

✔ No obligation to explore your options

Financing is provided through Hearth's network of lending partners. Hearth is a financial technology company and does not make loans or credit decisions. All financing is subject to credit approval. Loan amounts, rates, terms, and monthly payments vary based on creditworthiness and lender approval. See Hearth for complete lending disclosures.

What Can Be Financed?

Financing is available for many of our residential services, including:

  • HVAC replacement & installation

  • Air conditioning repairs

  • Heating systems

  • Electrical upgrades

  • Panel replacements

  • EV charger installation

  • Plumbing repairs

  • Water heaters

  • Whole-home repipes

  • Kitchen & bathroom remodels

  • General construction projects

  • Home renovations

  • Decks & outdoor living spaces

  • Doors & windows

  • Roofing and more

How it works